What NOT to Do After You Go Under Contract

Let’s talk about after going under contract and keep this simple.

Once your offer is accepted, you’re on your way—but this is also where small mistakes can cause big problems.

Don’t Make Big Purchases

This is one of the most important things to avoid.

Buying a car, furniture, or opening new credit accounts can affect your loan approval.

Any big change in your income or employment can delay or even impact your loan.

If something changes, just communicate with your lender right away.

This is your chance to really understand the home.

Skipping it could lead to unexpected repairs later.

This is your last check before closing.

We always recommend walking the home one more time to make sure everything is right.

If your lender or agent asks for something, respond quickly.

Keeping things moving helps avoid delays.

There are a lot of steps during this time—but that’s normal.

We guide you through everything so you always know what’s happening next.

Stay steady, ask questions, and trust the process.

This is where having the right team makes all the difference.

If you’re thinking about buying—or already under contract—we’re here to help.

Kirk and Sheila Pownall with Real Broker LLC

📞 Call or Text: 205-222-8966

Helping buyers in Birmingham and Chelsea every step of the way.

You can learn more about the process from the Consumer Financial Protection Bureau.